More on Hoboken identity theft

9/24/2008:

Another Hoboken411 reader mail comes from a resident that feels some of his “credit checks” were swiped from his mailbox:

identity-theft-credit-cards-pathmark-nj.jpg

What’s up with the USPS?

“I just got a call from my Credit Card company (thank you Capital One for automatic fraud control) to verify a few large transactions on my credit card.

Since I’m on business travel, I figured it’s probably my typical (did you buy a plane ticket and hotel) questionnaire. However, I stopped at one charge which seemed od: $617.94 at Pathmark… I don’t recall buying anything in particular from there but went ahead and researched anyway. I called back and asked for more information, and it turns out that someone managed to use my card at Pathmark in Livingston NJ, as I don’t even know what that town is, I immediately declined the charge.

But what bugged me the most is how can someone run such a charge on my credit card which I physically have in my wallet in Seattle (for the moment?). If the charge was online, i would have thought they guessed my number, and then it hit me: My credit card always sends me those ‘credit card checks’, I always shred those, but recently I have moved in Hoboken, and noticed that even though I submitted a mail forwarder and updated my mailing address at my credit cards and banks, a lot of my mail seemed to be incorrectly left at my prior address, or in some cases just laying in the enterance of my old building.

My guess? Someone must have found those checks, and used then at Livingston, NJ to buy electronics or months load of groceries. It already has been resolved, I got a new card issued, the charges were declined, and I already have an account to monitor my credit. I will call the Opt out number to cancel the pre-approved offers.

I guess I just wanted to write you to alert fellow Hobokenites about the real dangers of identity theft. With the rough economy, it seems that Hoboken is becoming target to increased car / property theft, and now we can add identity theft to the list. I will write USPS and ask them to be a bit more careful with out mail, I have seen it a million times: mail just laying in the unsecured lobby of older buildings because either the mailbox is full or the person moved.

Thanks for a wonderful web site! Keeps me always close to Hoboken even when I’m far away!”

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23 Comments on "More on Hoboken identity theft"

SFH
Member

little boots asked how people are able to use someone else’s credit card for online purchases without knowing the cardholder’s address? Well…I know that some websites are better about this than others but we have a PO Box and that’s where our CC bills go. However, sometimes when ordering online, the company will only send the item to a home address. Some websites ask for both the billing address and the home address but I’ve found others that don’t do that.

What some unscrupulous servers do is scan your card through a small device that records your CC number. With that info, they make a new card with your name and number on it. After hearing about that, we make every effort to pay cash when we eat out.

Katie–you are worried about using the fireplace because of your cats. That brought back a memory of one cat my family used to have. We figured she was a brain damaged cat because everytime we had a fire going, she would push the screen open with her paw and try to touch it! The first time she got singed, we all figured that she learned her lesson—but no! She kept trying to touch the fire again! She’s the only cat we had that did that so maybe it won’t be a worry with your cats.

nacholibre
Member
nacholibre

[quote comment=”107966″]I want to know where to send the bottle of patron to enable Nacho to get tanked and type away!!

:lol:[/quote]

A bottle of Patron would do the trick! The banana story is actually not as risque as it may sound. Just involved her having a ridiculous breakdown and throwing bananas at me…looking like this 👿

bornandrazedinhobo
Member
bornandrazedinhobo

As I said in another post on this site shred any and everything with your name or any info about you that you throw out.

Some other protective measures which always help are never give anyone your exact address that may ask that you don’t know. Just give a general location of where you live. Many scam artist will approach and start a conversation and ask some questions about you such as your name, address, school, etc. If you have not known them for a few years on a personal level do not give exact answers. In fact lie if you have to. All it takes is two or three bits of info to find out your life history.

If you see a charge on your CC, you can expect that your info is being used elsewhere. Not only would it be a good idea to immediately dispute the charge but also cancel the card and get a new one ASAP! Then make a police report about the incident for ID theft or unauthorized use. Once you get the report, contact the U.S. Postal Inspectors and file a complaint as well for your protection and submit a copy of the police report.

This will help later should large charges or other scams arise linked with your name!

little boots
Member
little boots

How are waiters able to use a credit card for online purchases without knowing the cardholder’s address?

Katie_Scarlett
Member

I want to know where to send the bottle of patron to enable Nacho to get tanked and type away!!

Irish- Yea yea yea. I’ve thought about that too. But roasted cat or screaming because he’s locked in a room cat, would kill the ambiance. 😆

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